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East bay financial services

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These terms may not be available for your loan type. All loan quotes are subject to full application details and lenders conditions at the time of application. Please read the Responsible Lending Guidelines for more information. We're for you. Ready To Get Started? Quick Links. Small enough to care, big enough to count. Facebook-f Linkedin-in Instagram Twitter. Getting a Loan.

Website by Digital Stream. East Bay Finance do not source loans for a period of 61 days or less. The minimum loan period is 62 days. The maximum loan period is 60 months. You are protected by responsible lending laws. Because of these protections, the recommendations given to you about lending through East Bay Finance are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations.

This includes a duty to comply with a code of conduct and a requirement to be licensed. Terms of months only available on secured loans. Unsecured loans offer terms of up to 60 months. Privacy Declaration. I declare that the information contained in this application is true and correct.

The Credit Reporting Agency will hold that information on their systems for that purpose. East Bay Finance will also collect and disclose my positive credit information including repayment history to credit reporters. If I default in my payment obligations to East Bay Finance, I understand that the information about that default may be given to any Credit Reporting Agency and they may give that information about my default to other Credit Reporting Agency customers.

Personal Property Securities Act I acknowledge that I am able to request such statements by contacting East Bay Finance in writing. Electronic Communication:. Website Privacy Statement and Terms of Use. We are committed to protecting your privacy by complying with the Privacy Act Information We Collect. Please carefully read the information requested on the application as all this information may be forwarded to a third party, this will include your credit report, your full name, date of birth, drivers licence details, number of dependants, address history, employment history, contact details, your financial liabilities and assets, your financial monthly income and expenditure and any personal additional information that you may supply.

All the information that our site collects is on the application page. The payee must present proper photo identification at the time it is presented. Disclaimer The CSU makes every effort to keep student costs to a minimum. Fees listed in published schedules or student accounts may need to be increased when public funding is inadequate. Therefore, CSU must reserve the right, even after fees are initially charged or initial fee payments are made, to increase or modify any listed fees.

All listed fees, other than mandatory system wide fees, are subject to change without notice, until the date when instruction for a particular quarter or quarter has begun. All CSU listed fees should be regarded as estimates that are subject to change upon approval by the Board of Trustees, the Chancellor, or the Presidents, as appropriate. Changes in mandatory system wide fees will be made in accordance with the requirements of the Working Families Student Fee Transparency and Accountability Act Sections -

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How much will it cost? Apply Now. Rates from 8. Get in touch now! Give us a Call. Find out how much you could borrow. Finance Calculator. How much would you like to borrow? Please enable JavaScript in your browser to complete this form. How much? NB: These repayment amounts exclude any brokerage, establishment, administration, waiver and insurance fees. These terms may not be available for your loan type.

All loan quotes are subject to full application details and lenders conditions at the time of application. Please read the Responsible Lending Guidelines for more information. We're for you. Ready To Get Started? Quick Links. Small enough to care, big enough to count. Facebook-f Linkedin-in Instagram Twitter. Getting a Loan. Website by Digital Stream. East Bay Finance do not source loans for a period of 61 days or less.

The minimum loan period is 62 days. The maximum loan period is 60 months. You are protected by responsible lending laws. Because of these protections, the recommendations given to you about lending through East Bay Finance are not regulated financial advice.

This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed. Terms of months only available on secured loans. Unsecured loans offer terms of up to 60 months. Privacy Declaration. I declare that the information contained in this application is true and correct. Fee is charged to the loan account when a serious breach of agreement has occurred e.

The premium financed will be paid to the relevant insurance company and provide insurance cover for the period stated in each insurance proposal. Do you want to borrow some cash for your personal or business needs? Are you worried about the interest rates of your borrowing? Our interest rates range from 8. We use a range of simple criteria to decide the rates that we charge on your loan. These criteria include:. Before deciding the interest rate to charge you, we evaluate the amount that you want to borrow.

Often, higher borrowing amount will accrue a higher interest rate than a lower borrowing amount. However, the rates charged will also depend on other factors. With East Bay Finance, enjoy flexible terms on your loan. Ranging from 6 months to 60 months, the term depends on the age, and nature of the security you can provide us for the loan. In some cases, we use your income to determine the interest rates to charge on your loan. In such cases, the higher your income, the lower your interest rate.

However, this will also depend on other factors such as the amount that you want to borrow and the term of your loan. We often use the ratio of your debt to that of your income to determine the appropriate loan interest rate. Having too much outstanding debt compared to your income will result in a higher interest rate while a lower outstanding debt will earn you a lower interest rate.

Too much of the outstanding debt compared to your income may lead to your loan application being denied. Most often, we use your credit history by examining your credit score to determine the interest rate to charge on your loan. A higher credit score enables you to be offered different interest rates.

You may be offered a lower interest rate on your loan while a lower credit score will earn you a much higher interest rate. At East Bay Finance, a security of a much higher value on your loan will earn you a lower interest rate. Overall, we evaluate all of the above factors simultaneously to determine the appropriate interest rate that we will charge you on your loan. For more information or to speak to someone about your lending needs, contact us on or submit your loan application online today!

To understand the rate that will apply to you, please call Our professional team of lenders are highly trained and ready to help. You can also email us. Privacy Act — East Bay Finance Ltd is committed to protecting your privacy and maintaining security of the information you provide to us. We abide by the laws relating to privacy and safeguarding of information.

How much will it cost? Apply Now. Why East Bay Finance. Mortgage Fee. Administration fee charged to the loan account when the account is settled early. Recovery Costs. Interest Rates. The Term of Your Loan. Your Income. Your Other Financial Commitments.

Your Credit History. What Security You Offer. We're for you. Ready To Get Started? Quick Links. Small enough to care, big enough to count. Facebook-f Linkedin-in Instagram Twitter. Getting a Loan. Website by Digital Stream. East Bay Finance do not source loans for a period of 61 days or less.